Happy New Year Everyone! OMG - Where did the year go? I don't know about you but I had a crazy busy year and it just flew by. I was so busy in December that I did not post more than one blog (Sorry about that!), but I am back in 2013 to again blog on a regular basis to keep you on track for getting and staying organized.
I am working diligently on my health and well being. I am drinking lots of water, eating three meals a day and eating more fruits and vegetables, leaving less room for junk food and taking a walk every afternoon.
I think at the end of the year I fell off the cliff a bit and now getting myself back on track.
One goal that many set for the New Year is to be more aware of their finances. With the "fiscal cliff" not being resolved in time for the New Year, I think it is more important than ever for all of us to track our expenses.
Although we will be putting out more for taxes (and milk!) and perhaps losing some benefits, I truly believe we can make a budget that works for us.
Looking carefully at your expenses and seeing where you can make better choices is key. Taking a look at your priorities and the long term benefits of your financial decisions is vital. Investing in hiring a professional organizer is a good example.
Since becoming a professional organizer over 8 years ago, I have worked with clients time and time again to help them create a household budget based on their income and help them create a plan to get out of debt if need be. Talk about long term effects!
My personal circumstances have changed over the years, but one thing stayed the same - I use a budget to keep track of my income and expenses. For the past 15 years, I am proud to say that I have been completely debt free. I do have a mortgage and a car payment each month but if I put anything on a credit card, it is paid by the end of the month. No interest fees for me!
Although this Country has fallen off the "Fiscal Cliff", we can make strides to not do the same thing personally. Creating a budget and knowing what is coming in and what is going out will avoid our own "cliff".
Setting manageable goals and sticking with them, whether it is financial or otherwise is important.
If you need assistance in creating a budget, I recommend that you check out my "U Can Do It Budgeting System" at my ABS Store. This system can be downloaded immediately and you can begin to create your very own budget for the New Year!
Need assistance with budgeting or any other type of organization to get your New Year off to a great start? Contact me. I am here to help.